ABOUT US
SERVING CLIENTS SINCE 2002
In 2002, after 15 years in mortgage banking, I established the Law Office of Michael C. Schonberger, LLC to provide clients with expert guidance in residential and commercial real estate transactions. Serving Hudson and Bergen counties, including towns like Hoboken, Hackensack, and Fort Lee, I have helped hundreds of clients navigate complex real estate acquisitions and sales. My background in mortgage lending offers clients a unique advantage, as I bring financial expertise and a deep understanding of real estate transaction processes in every case.

Michael C. Schonberger
About The Law Office of Michael C. Schonberger, LLC
Founded in 2002 by Michael C. Schonberger, our firm combines over 15 years of mortgage banking experience with over two decades of dedicated legal practice. Serving Hudson and Bergen counties—including Hoboken, Hackensack, Jersey City, Fort Lee, Paramus, and surrounding communities—we provide skilled legal support across real estate law, foreclosure defense, and corporate business law. Michael’s background uniquely positions him to navigate both the financial and legal aspects of real estate transactions, an advantage his clients appreciate in the fast-paced New Jersey market. Whether assisting with the sale or acquisition of residential or commercial properties, his clients benefit from his familiarity with mortgage processes and keen insight into transaction progression. From first-time buyers in Tenafly to seasoned commercial investors in Edgewater, Michael has successfully represented clients in hundreds of complex real estate matters, tailoring his approach to meet individual needs. Beyond real estate, our firm is a trusted partner in foreclosure defense, providing legal guidance to help homeowners protect their properties. We work closely with clients who are facing financial challenges, exploring options like loan modification, short sales, and Chapter 13 bankruptcy to help them avoid foreclosure. Michael’s proactive
approach ensures that clients understand each option, allowing them to make informed decisions that secure their financial futures. For business clients, we offer comprehensive legal services to support both emerging startups and established companies throughout northern New Jersey. From entity formation, financing issues, and employment matters to shareholder disputes and mergers, our firm delivers practical solutions that reflect our clients’ unique business needs. Michael’s deep knowledge of corporate governance and compliance ensures that businesses operate efficiently, avoid legal pitfalls, and remain competitive in their markets. At the Law Office of Michael C. Schonberger, LLC, we take pride in our community-focused approach. Over the years, we have built long-term relationships with clients who value our commitment to exceptional service, accessibility, and results. Whether you’re looking to buy your first home, protect your business, or resolve a financial dispute, we are here to support you at every step.
EXPERIENCE
LAW SCHOOL
- Rutgers School of Law (1993)
COLLEGE
- New York University – MBA/Finance (1986)
- Pace University – BBA/Marketing (1984)
CORPORATE EXPERIENCE: Mortgage Banking (1986-2001)
- Larson Financial Resources
- Legg Mason Real Estate Group
- Nassau Capital Advisors
- Ackman-Ziff Real Estate Group
LEGAL EXPERIENCE
- Real Estate Transaction/Litigation (2002 – Present)
- Federal Deposit Insurance Corp., Loan Workouts (1991 – 1993)
TEACHING EXPERIENCE
- Rutgers University – Real Estate Finance (1997 – Present)
- Monmouth University – Business Law (3 years)
- Rider University – Real Estate Finance (2 years)
PUBLICATIONS
Defeasance: A Win-Win Solution, Urban Land, (2002)
Defeasance vs. Yield Maintenance: What’s the Difference?, Real Estate Issues, (2001)
Yield Maintenance Payments & the Inverted Yield Curve, Real Estate Finance Journal, (2001)
Defeasance, a Prepayment Substitute, Real Estate Finance Journal, (1999)
Amoritization Schedules; a Closer Look, Real Estate Finance Journal, (1998)
LET’S WORK TOGETHER!
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CONTACT
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44 Bright Street, Jersey City, NJ 07302